Archive

Posts Tagged ‘Ways To Save Money’

Whats the best way to make alot of money?

February 3rd, 2013 3 comments

Im not keeping this money for myself.The money i make is gonna be for abused animal shelters,child education & to prevent hunger in this world.Im not gonna raise much myself but i can get help. ! 🙂
any tips?

General Strategies and Techniques on Saving Money and Earning More Money

Save as much money as you can! You’ll be surprised as to how quickly you can save a lot of money!

Here are a few suggestions:

Ways To Save Money & Ways To Earn More Money (Updated on 08/17/2010)

Don’t go out to eat. Example: don’t eat out at fancy, high-class restaurants. Instead, eat at a fast food restaurant or cook a healthy meal at home. It is much cheaper than the alternative.

If you are a teen or a young adult, you might want to hold a bake sale. You can have your other friends help you out, so that you can help attain your goal of saving and/or making more money.

If you have a habit of buying new clothes very often, then resist the urge to buy new clothes for a little while. You could potentially save a good amount of money.

Take personal finance courses online or at a high school or college/university.

If you are a teen or a young adult, you may want to have a dog-walking service.

To help you manage your money, try http://www.mint.com/

Talk to a customer service representative at a bank or other financial institution and learn more about financial instruments.

Don’t go out to watch new movies in theaters. Watch movies on your TV at home. Rent movies using Netflix.

If you are a teen, you may want to think about babysitting. You can babysit your neighbor’s children.

Don’t spend too much money when going out with friends. Have a budget in mind before you actually meet up with your friends.

If you are a teen, you could try to mow the lawn. Many of your neighbors probably want their lawns to be mowed at a fraction of the price that they pay others to do the same work.

Invest your money in a CD (certificate of deposit). You can hold your money in a CD for 6 months or even a year. It generally pays more interest than the interest you get from a traditional savings account from a bank.

If you are a teen, do chores around the house. Your parents will appreciate it and you might get some money for it.

If you like to invest your money in the stock market, then you may want to invest your money in a commodity, such as gold. The value/price of gold is expected to increase in the future.

If you are a teen, then make sure to save the money that you get from your allowance (if you get an allowance).

If you like to invest your money in the stock market, then you may want to invest your money in specific large-cap and medium-cap companies that you trust. Apple (Stock Symbol: AAPL) and Google (Stock Symbol: GOOG) are two such stocks where you can choose to invest your money.

Try to sell something of value that you are willing to part with. Sell your old stuff on websites where many people make purchases, such as ebay or craigslist. You could also sell your stuff through a garage sale or a yard sale.

Try to hold a donation drive where your family, close friends, neighbors, and other acquaintances will be able to help you out and donate a little bit of money. These people will include your parents, brothers, sisters, close friends, relatives, grandparents, neighbors, and other acquaintances.

If all else fails, borrow money from other people (parents, brothers, sisters, close friends, relatives, grandparents, neighbors, acquaintances, etc.) in order to get a short-term loan.

How to get $2000 in less than 2 years?

January 22nd, 2013 6 comments

I’m 13 years old and I want to buy a 27" iMac. I already babysit but it will take 2 years to get the money…… What’s another way to get the money?
I’m not old enough to get a job.

General Strategies and Techniques on Saving Money and Earning More Money

Save as much money as you can! You’ll be surprised as to how quickly you can save a lot of money!

Here are a few suggestions:

Ways To Save Money & Ways To Earn More Money (Updated on 08/14/2010)

Don’t go out to eat. Example: don’t eat out at fancy, high-class restaurants. Instead, eat at a fast food restaurant or cook a healthy meal at home. It is much cheaper than the alternative.

If you are a teen or a young adult, you might want to hold a bake sale. You can have your other friends help you out, so that you can help attain your goal of saving and/or making more money.

If you have a habit of buying new clothes very often, then resist the urge to buy new clothes for a little while. You could potentially save a good amount of money.

Take personal finance courses online or at a high school or college/university.

If you are a teen or a young adult, you may want to have a dog-walking service.

To help you manage your money, try http://www.mint.com/

Talk to a customer service representative at a bank or other financial institution and learn more about financial instruments.

Don’t go out to watch new movies in theaters. Watch movies on your TV at home. Rent movies using Netflix.

If you are a teen, you may want to think about babysitting. You can babysit your neighbor’s children.

Don’t spend too much money when going out with friends. Have a budget in mind before you actually meet up with your friends.

If you are a teen, you could try to mow the lawn. Many of your neighbors probably want their lawns to be mowed at a fraction of the price that they pay others to do the same work.

Invest your money in a CD (certificate of deposit). You can hold your money in a CD for 6 months or even a year. It generally pays more interest than the interest you get from a traditional savings account from a bank.

If you are a teen, do chores around the house. Your parents will appreciate it and you might get some money for it.

If you like to invest your money in the stock market, then you may want to invest your money in a commodity, such as gold. The value/price of gold is expected to increase in the future.

If you are a teen, then make sure to save the money that you get from your allowance (if you get an allowance).

If you like to invest your money in the stock market, then you may want to invest your money in specific large-cap and medium-cap companies that you trust. Apple (Stock Symbol: AAPL) and Google (Stock Symbol: GOOG) are two such stocks where you can choose to invest your money.

Try to sell something of value that you are willing to part with. Sell your old stuff on websites where many people make purchases, such as ebay or craigslist. You could also sell your stuff through a garage sale or a yard sale.

Try to hold a donation drive where your family, close friends, neighbors, and other acquaintances will be able to help you out and donate a little bit of money. These people will include your parents, brothers, sisters, close friends, relatives, grandparents, neighbors, and other acquaintances.

If all else fails, borrow money from other people (parents, brothers, sisters, close friends, relatives, grandparents, neighbors, acquaintances, etc.) in order to get a short-term loan.

How can i make a quick 20 bucks?

January 7th, 2013 3 comments

I am 12 years old, and saving up to get an Epiphone Les Paul Studio. I am only 20 dollars away, but i have no clue where to get it. I need to make this money fast!

T H E S E
T I P S
W I L L
H E L P
Y O U
M A K E
M O R E
T H A N
J U S T
$ 2 0

General Strategies and Techniques on Saving Money and Earning More Money

Save as much money as you can! You’ll be surprised as to how quickly you can save a lot of money!

Here are a few suggestions:

Ways To Save Money & Ways To Earn More Money (Updated on 08/19/2010)

Don’t go out to eat. Example: don’t eat out at fancy, high-class restaurants. Instead, eat at a fast food restaurant or cook a healthy meal at home. It is much cheaper than spending a lot of money at an expensive restaurant.

If you are a teen or a young adult, you might want to hold a bake sale. Post fliers around your neighborhood, school, and community center to advertise your bake sale. You can have your other friends help you out, so that you can help attain your goal of saving and/or making more money. Keep your bake sale open for at least four hours, spanning a substantial portion of the morning or the afternoon. You can also decide to host the bake sale for multiple days. Example: Bake Sale Weekend: Friday, Saturday, and Sunday from 2:00 PM – 6:00 PM.

If you have a habit of buying new clothes very often, then resist the urge to buy new clothes for a little while. You could potentially save a good amount of money. If you are used to buying

Take personal finance courses online or at a high school or college/university. Important topics include banking (how financial institutions operate), stock market (which includes discussion on the New York Stock Exchange (NYSE), NASDAQ, and the S&P 500), finance (which includes discussion on the time value of money), interest rates, credit, loans, mortgage, real estate, the derivatives market, microeconomics (which includes discussion on perfect competition, monopolistic competition, oligopoly, and monopoly structures), and macroeconomics (which includes discussion on the money supply, aggregate demand, and the Federal Reserve).

If you are a teen or a young adult, you may want to have a dog-walking service.

To help you manage your money, try http://www.mint.com/

Talk to a customer service representative at a bank or other financial institution and learn more about financial instruments.

Don’t go out to watch new movies in theaters. Watch movies on your TV at home. Rent movies using Netflix.

If you are a teen, you may want to think about babysitting. You can babysit your neighbor’s children.

Don’t spend too much money when going out with friends. Have a budget in mind before you actually meet up with your friends.

If you are a teen, you could try to mow the lawn. Many of your neighbors probably want their lawns to be mowed at a fraction of the price that they pay others to do the same work.

Invest your money in a CD (certificate of deposit). You can hold your money in a CD for 6 months or even a year. It generally pays more interest than the interest you get from a traditional savings account from a bank.

If you are a teen, do chores around the house. Your parents will appreciate it and you might get some money for it.

If you like to invest your money in the stock market, then you may want to invest your money in a commodity, such as gold. The value/price of gold is expected to increase in the future.

If you are a teen, then make sure to save the money that you get from your allowance (if you get an allowance).

If you like to invest your money in the stock market, then you may want to invest your money in specific large-cap and medium-cap companies that you trust. Apple (Stock Symbol: AAPL) and Google (Stock Symbol: GOOG) are two such stocks where you can choose to invest your money.

Try to sell something of value that you are willing to part with. Sell your old stuff on websites where many people make purchases, such as ebay or craigslist. You could also sell your stuff through a garage sale or a yard sale.

Try to hold a donation drive where your family, close friends, neighbors, and other acquaintances will be able to help you out and donate a little bit of money. These people will include your parents, brothers, sisters, close friends, relatives, grandparents, neighbors, and other acquaintances.

If all else fails, borrow money from other people (parents, brothers, sisters, close friends, relatives, grandparents, neighbors, acquaintances, etc.) in order to get a short-term loan.

5 Rules for Saving Money at the Grocery Store

May 22nd, 2012 2 comments

There are lots of ways to save money, and any method you can add to your money-saving toolbox will help you better achieve your financial goals. Whether it’s putting more money towards retirement, a college fund, a down payment on a home or automobile or that vacation you’ve been dreaming about, reaching your financial goals requires that you make wise financial choices. In other words, reaching financial goals requires you to be frugal.

As humans, we need to eat and grocery shopping typically occupies a big chunk of our budget. This is even truer for larger families or families with special dietary needs. However, you can significantly reduce your grocery bill by employing five basic rules to your grocery shopping tasks:

1. Always shop with a list

2. Plan your meals

3. Buy store brands or generics when available

4. Use the store’s loyalty card

5. Use coupons for additional savings

Always shop with a list

Shopping with a list is vital. While we allocate a certain amount for groceries each week in our monthly budgets (you do budget, don’t you?), we should further regulate food spending by always using a list during our grocery store excursions. A grocery shopping list is a natural extension of the monthly budget. This list is your grocery spending plan just as your budget is your overall household spending plan. It helps you see where you can cut costs, helps you stay on track with your financial goals and helps to curb costly impulse buying.

Plan your meals

A good grocery list will follow a weekly menu plan. Buy items that you can reuse in different dishes and work with your family so everyone agrees on the meals of the week. Schedule dinner so that everyone eats together and make it a habit to save leftovers that will make delicious weekend lunches. Developing your grocery list around a meal plan will also help you avoid dining out, which can be unhealthy as well as expensive.

Buy store brands or generics and use the store’s loyalty card

Buying grocery store brand products will save you money — lots of money. Industry sales research cited by the Private Label Manufacturers Association (PLMA) shows that American shoppers save about $15.8 billion annually by choosing store brands over name brands. To test this theory, your trusty writer ventured into a local grocery store with pen and legal pad, walked the various isles and documented actual price differences for 20 common grocery items: aspirin, acetametaphin, ibuprofen, green beans, sweet corn, ketchup, mayonnaise, mixed fruit, sugar, condensed milk, cornflakes, raisin bran, facial tissue, whipped cream, ice cream, chocolate milk, graham crackers, cream cheese, eggs and peanut butter.

Including savings from using the store’s loyalty card (another must-have money-saving tool), I calculated a savings of between 13 and 68 percent with an average 42 percent savings. If I purchased all items from name brand manufacturers, I would have paid $74.41. Foregoing the lure of buying brand name items, the total came to $43.45 – a $30.96 savings for 20 items (an average of over $1.50 per item) just for buying store brands and using my store loyalty card.

The difference in prices is what the PLMA calls the “marketing tax” which you pay so name brand manufacturers can promote their products through advertising and other means. However, many store brand items are produced by the same manufacturers that make competing name brand items. You can save a lot of money by choosing to not pay this “marketing tax” and keep that money where it belongs – in your pocket!

Use coupons for additional savings

In addition to store brand and loyalty card savings, you should make the most of your grocery shopping dollars by cutting, organizing and using coupons (check your Sunday newspaper). Coupons are a marketing gimmick, so don’t buy items you do not need just so you can save a little on the purchase. In reality, that’s a waste of money. Use coupons to save money on items you need and use. Try a different brand if a coupon from that competitor can save you money – even if it’s only a few cents because every penny adds up at the checkout counter. Cut and organize coupons on the same day you plan your next week’s meal menu so you can maximize your savings by planning dishes around coupons.

Don’t limit your coupon clipping to your Sunday newspaper. Try coupon websites, like CoolSavings.com. One website, CouponBar.com, even offers a toolbar you can add to your web browser. You can even find people selling sets of coupons on eBay.com.

While it may seem like a lot of planning, the savings add up. Depending on your current grocery shopping habits, you may be able to cut your weekly grocery bill in half – or even more! The key to this strategy, as with any budgeting strategy, is to develop your plan and then stick to it. Once these five frugal habits become a part of your routine, you’ll thank yourself for all the initial efforts you made to develop these valuable money-saving skills.

John Janney
http://www.articlesbase.com/finance-articles/5-rules-for-saving-money-at-the-grocery-store-114030.html